MoonPay has released an open-source wallet standard for AI agents, aiming to fill a critical infrastructure gap as autonomous systems begin transacting across blockchains. The move positions wallet interoperability as a core layer in emerging AI-driven crypto activity.
MoonPay introduced the Open Wallet Standard (OWS), enabling AI agents to hold assets, sign transactions, and execute payments across multiple networks without exposing private keys. The framework is available via GitHub, npm, and PyPI, and builds on the firm’s earlier “MoonPay Agents” software layer launched in February.
Can A Unified Wallet Layer Unlock The Agent Economy?
The release targets a missing component in what firms describe as the “agent economy,” where AI systems independently pay for services such as data access and compute. OWS supports multiple ecosystems, including Ethereum, Solana, and Bitcoin, allowing a single wallet interface to operate across chains. Compared with existing wallet architectures tied to individual networks, this cross-chain abstraction reduces integration complexity for developers building AI-native applications.
Still, adoption depends on whether developers and protocols converge on shared standards rather than fragmented tooling. More than a dozen organizations, including PayPal, Ripple, and Circle, contributed to the initiative, signaling early industry coordination around AI-focused infrastructure.
Ivan Soto-Wright, CEO of MoonPay, said the release completes a missing layer in the stack, stating that “the agent economy has payment rails” but lacked a standardized wallet framework until now. The company added that the standard is designed to complement existing protocols by providing a consistent interface for transaction signing.
Security design remains central to the model, with private keys encrypted and only briefly exposed in memory during transaction signing before being erased. The next catalyst will be whether major protocols and AI platforms integrate OWS, determining if it becomes a default layer for autonomous onchain activity.
